Salary & Income Verification Calculator
Detect recurring salary credits, employer patterns, net pay variation, and missing months for loan eligibility assessment.
Click or drag & drop bank statement CSV or Excel (.xlsx)
Supports files up to 30MB with Date, Description, Debit, Credit, and Balance columns
Analyzing transactions with institutional-grade precision...
Calculation & Analysis Results
Execution completed successfully
Calculation Methodology & Formula
Salary Stability Index = 100 − (StdDev(Monthly Salary) / Mean(Monthly Salary) × 100). Flags missed months and non-payroll credits.
Arithmetic is calculated using institutional-grade fixed-point precision with exact 2-decimal financial rounding. Standard binary floating-point drift is strictly prevented across all transaction volumes.
Supported Inputs & Limitations
Supported: CSV or XLSX files containing date, description, and credit columns.
Limitations: Identifies likely salary patterns from transaction data; does not verify legal employment status or external payslip authenticity.
Analyze 6 to 12 Months of Bank PDFs Automatically
Trade Cost Pro auto-extracts multi-month statements and generates comprehensive income verification reports for credit underwriting.
Frequently Asked Questions
Which keywords does the tool use to detect salary?
It scans for SALARY, PAYROLL, CMS-CREDIT, ACH-CR, NEFT-SAL, WAGES, and employer corporate transfer markers, alongside recurring date clustering.
Can I manually include or exclude specific credits?
Yes. Every detected credit displays a toggle so underwriters can reclassify entries before exporting the final report.
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