Debit & Credit Totals Calculator
Calculate total debits, total credits, net cash movement, and monthly distribution totals with financial sign conventions.
Click or drag & drop bank statement CSV or Excel (.xlsx)
Supports files up to 30MB with Date, Description, Debit, Credit, and Balance columns
Analyzing transactions with institutional-grade precision...
Calculation & Analysis Results
Execution completed successfully
Calculation Methodology & Formula
Total Credits = Σ(Inflows), Total Debits = Σ(Outflows), Net Cash Flow = Total Credits − Total Debits.
Arithmetic is calculated using institutional-grade fixed-point precision with exact 2-decimal financial rounding. Standard binary floating-point drift is strictly prevented across all transaction volumes.
Supported Inputs & Limitations
Supported: Manual entry form or CSV / XLSX file with debit and credit amounts.
Limitations: Calculates sums based on input numbers; does not verify if individual items are capital or revenue in nature.
Extract and Total Directly from PDF Statements
Don't manually copy numbers. Upload your original PDF statement to Trade Cost Pro and get clean totals in Excel immediately.
Frequently Asked Questions
Does this tool use floating-point arithmetic?
No. It evaluates all debit and credit sums using high-precision financial arithmetic with exact rounding to guarantee penny/cent precision without binary floating-point drift.
Can I see month-by-month breakdown of totals?
Yes. If transaction dates are supplied, the tool automatically groups totals by calendar month and day of week.
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